购彩平台官网

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中國民生銀行簡介
  

  ZHONGGUOMINSHENGYINXINGYU1996NIAN1YUE12RIZAIBEIJINGZHENGSHICHENGLI,SHIZHONGGUODIYIJIAZHUYAOYOUMINYINGQIYEFAQISHELIDEQUANGUOXINGGUFENZHISHANGYEYINXING,YESHIYANGEANZHAOZHONGGUO《GONGSIFA》HE《SHANGYEYINXINGFA》SHELIDEYIJIAXIANDAIJINRONGQIYE。 


  23NIANLAI,BANSUIZHUZHONGGUOJINGJIKUAISUFAZHAN,ZAIGUANGDAKEHUHESHEHUIGEJIEDEZHICHIXIA,ZHONGGUOMINSHENGYINXINGDILIFENJIN,KAITUOCHUANGXIN,CONGDANGCHUZHIYOU13.8YIYUANZIBENJINDEYIJIAXIAOYINXING,FAZHANCHENGWEIZONGZICHANGUIMOCHAO6.3WANYIYUAN、JINGZICHANYU4800YIYUAN、FENZHIJIGOUJIN2700JIA、YUANGONGCHAOGUO5.7WANRENDEDAXINGSHANGYEYINXING,ZAIYINGGUO《YINXINGJIA》ZAZHI“QUANQIU1000JIADAYINXING”PAIMINGZHONGJUDI28WEI,ZAIMEIGUO《CAIFU》“SHIJIE500QIANGQIYE”PAIMINGZHONGJUDI232WEI。


购彩平台官网   ZUOWEIZHONGGUOYINXINGYEGAIGESHIYANTIAN,ZHONGGUOMINSHENGYINXINGBINGCHI“WEIMINERSHENG、YUMINGONGSHENG”DEQIYESHIMING,JIANCHIYIGAIGECHUANGXINWEIJIREN,ZHILIYUWEIZHONGGUOYINXINGYETANSUOXIANDAISHANGYEYINXINGJIANSHEZHILU,ZHILIYUWEIKEHUTIGONGZHUANYETESEDEXIANDAIJINRONGFUWU,ZHILIYUWEITOUZIZHECHUANGZAOGENGGAODESHICHANGJIAZHIHETOUZIHUIBAO。2000NIAN12YUE19RI,ZHONGGUOMINSHENGYINXINGA GUGUPIAO(DAIMA:600016)ZAISHANGHAIZHENGQUANJIAOYISUOGUAPAISHANGSHI。2005NIAN10YUE26RI,ZHONGGUOMINSHENGYINXINGWANCHENGGUQUANFENZHIGAIGE,CHENGWEIGUONEISHOUJIASHISHIGUQUANFENZHIGAIGEDESHANGYEYINXING。2009NIAN11YUE26RI,ZHONGGUOMINSHENGYINXINGHGUGUPIAO(DAIMA:01988)ZAIXIANGGANGZHENGQUANJIAOYISUOGUAPAISHANGSHI。SHANGSHIYILAI,ZHONGGUOMINSHENGYINXINGZHILIYUWANSHANGONGSIZHILI,DALITUIJINGAIGEZHUANXING,QUDELELIANGHAOJINGYINGYEJI,CHENGWEIZHONGGUOZHENGQUANSHICHANGZHONGBEISHOUGUANZHUHEZUNJINGDESHANGSHIGONGSI。


  SUIZHUZHONGGUOJINGJIYOUGAOSUZENGCHANGJIEDUANZHUANXIANGGAOZHILIANGFAZHANJIEDUAN,ZHONGGUOYINXINGYEMIANLINDEJINGJIJINRONGHUANJINGFASHENGSHENKEBIANHUA,SHANGYEYINXINGFENFENJIAKUAIZHANLVEZHUANXINGBUFA。2015NIAN6YUE,ZHONGGUOMINSHENGYINXINGQIDONGFENGHUANGJIHUA,TUIDONGQUANXINGYEWUFAZHANFANGSHIHEJINGYINGGUANLIMOSHIZHUANXING。DAO2017NIANDI,FENGHUANGJIHUA30GEXIANGMUQUANMIANWANCHENGBINGQUDEYUQICHENGXIAO。2018NIAN4YUE,ZHONGGUOMINSHENGYINXINGDONGSHIHUISHENYITONGGUO《GAIGEZHUANXINGJISANNIANFAZHANGUIHUAFANGAN》,WEIRAO“MINYINGQIYEDEYINXING、KEJIJINRONGDEYINXING、ZONGHEFUWUDEYINXING”SANDAZHANLVEDINGWEI,QUANMIANTUIJINGAIGEZHUANXINGLUODISHISHI,KAIQIGAOZHILIANGFAZHANXINZHENGCHENG。


  成為“民營企業的銀行”:中國民生銀行堅持民企戰略不動搖,根植民企、與民共生,聚焦優質大中型民企、核心企業供應鏈上下游、小微企業,通過為民企客戶及企業高管提供一體化、個性化、綜合化金融服務,做民營企業及其企業家的金融管家;不斷創新體制機制和商業模式,持續提升民企服務專業化能力,成為民企客戶的主辦銀行、民企客戶心中的首選銀行。


  成為“科技金融的銀行”:购彩平台官网中國民生銀行堅持“數據+技術”雙輪驅動,大力發展直銷銀行、小微線上微貸、信用卡線上獲客等業務,做強科技金融,打造在行業中領先地位;組建民生科技公司,以金融云為紐帶,為客戶提供“科技+金融”綜合生態服務;加強科技能力建設,自主研發國內領先的分布式核心系統,助推科技賦能業務,提高金融服務智能化水平,打造中國具有最佳客戶體驗的互聯網銀行。


  成為“綜合服務的銀行”:购彩平台官网中國民生銀行加快業務多元化布局,覆蓋信托、租賃、基金、資管等領域,實現集團一體化綜合服務;建立“一個民生”的交叉銷售和業務協同體系,推動各業務板塊間、各經營機構間、總行和附屬公司之間的交叉銷售與協同,為客戶提供“商行+投行+交易銀行”、“融資+融智+融商”綜合化金融服務;以客戶為中心,前中后臺協同一致,為客戶提供一體化、綜合化服務。


  YINIANDUOLAI,ZHONGGUOMINSHENGYINXINGQUANMIANLUOSHIZHANLVEDINGWEI,QUANMIANSHISHIGAIGEZHUANXING,QUANMIANJUJIAOZHONGDIANYEWU,GEYEWUBANKUAIFAZHANTAISHILIANGHAO。


  一是公司銀行板塊,中國民生銀行扎實推進民企戰略,強化客群分層經營,優化資產業務結構,加快產品創新升級,推動業務模式從粗放型向資本節約型轉變,持續做大做強公司業務。截至2019年6月末,全行對公存款總額27379.35億元,比上年末增加1762.94億元;境內有余額對公存款客戶123萬戶,比上年末增加6.21萬戶;境內有余額一般貸款客戶9094戶,戰略民企客戶650戶,中小企業客戶逾14萬戶;對公貸款總額18881.70億元,其中對公一般貸款總額17621.15億元,比上年末增加353.96億元。


购彩平台官网   TOUZIYINXINGFANGMIAN,ZHONGGUOMINSHENGYINXINGGAOXIAOTUIJINTOUXINGYEWUTIZHIGAIGE,YOUHUAYIZIBENSHICHANGSIDAZHONGDIANYEWULINGYU、FAZHAIHEZHENGQUANHUALIANGDAZHONGDIANCHANPINWEIZHIZHUDEDUOCENGCITOUXINGYEWUYUCHANPINTIXI,ZHULIGONGSIYEWUZHUANXINGFAZHAN。2019NIANSHANGBANNIAN,YINXINGJIANZHAIQUANSHICHANGCHENGXIAOFAXINGGUIMO2192.18YIYUAN,YINXINGJIANZHAIQUANSHICHANGZHUCHENGXIAOSHANGPAIMINGTISHENGZHIDI3WEI。ZICHANZHENGQUANHUAFANGMIAN,CHANPINCHUANGXINBUDUANTUPO,CHENGGONGTOUZIQUANGUOSHOUDANKEKUOMUWULIUCANGCHUREITsXIANGMUHEYINXINGJIANSHICHANGSHOUDANGAOSUGONGLUGONGMUZHENGQUANHUAXIANGMU。


购彩平台官网   JIAOYIYINXINGFANGMIAN,ZHONGGUOMINSHENGYINXINGCHIXUTISHENGCHANPINFUWUNENGLI,ZHULIDAZAO“JIESUAN+RONGZI”、“JINGNEI+JINGWAI”、“SHUZIHUA+CHANGJINGHUA”DEJIAOYIYINXING。YISHITUIJIN“DANYICHUANGKOU”JINRONGFUWU、QUANQIUXIANJINGUANLI、MINSHENGHUANQIUSUHUIDENGCHUANGXINCHANPINDEZONGHEYUNYONG。ERSHIFENGFU“TONG”、“JU”、“YING”JIESUANYUXIANJINGUANLICHANPINTIXI,WANSHAN“FANGGUANTONG”、“ZHAOBIAOTONG”、“DAECUNDAN”DENGCHANPINGONGNENG。SANSHITUIDONGGUONEIBAOHAN、GUONEIXINYONGZHENG、BAOLIDENGCHANPINDECHANGJINGHUASHIPEIHEDIANZIHUASHENGJI。SISHITISHENGYEWUZIZHUXINGHECAOZUOBIAOZHUNHUASHUIPING,BUDUANSHENGJISHUZIHUAFUWUNENGLI。


购彩平台官网   GONGYINGLIANJINRONGFANGMIAN,ZHONGGUOMINSHENGYINXINGSHENGENGQICHE、JIANZHU、YIYAO、BAIJIU、JIADIANDENGZHONGDIANXINGYE,WANSHAN“RONGZICHANPINEXILIE+JIESUAN+ZENGZHI”DECHANPINFUWUTIXI,FENGFU“XINRONGE”、“CANGDANE”、“DINGDANE”DENGCHANPIN。WEIRAOKEHUJINRONGXUQIUWAJUE、ZONGHEBUFANGTUIGUANGCHANPIN、YOUHUAYEWULIUCHENG、TISHENGFENGXIANGUANKONG、ZENGQIANGSHICHANGDUIJIENENGLIDENGFANGMIAN,GUIHUASHEJIXINGONGYINGLIANJINRONGPINGTAI,GOUJIANCHANRONGJIEHESHENGTAIFUWU。


  二是零售銀行板塊,购彩平台官网中國民生銀行堅持客群經營,著力推進零售垂直化管控變革;加快財富管理業務發展,不斷夯實財富管理+資產業務雙輪驅動基礎;強化科技賦能,加快數據化、線上化、場景化金融服務建設。截至2019年6月末,全行零售非零客戶4006.17萬戶,比上年末增加166.72萬戶;管理個人客戶金融資產17240.30億元,比上年末增加739.10億元;零售存款總額7560.88億元,比上年末增加1059.00億元;其中,儲蓄存款6542.04億元,比上年末增加889.28億元。


购彩平台官网   XIAOWEIJINRONGYEWUFANGMIAN,ZHONGGUOMINSHENGYINXINGJIJIJIANXINGGUOJIAPUHUIJINRONGFAZHANZHANLVE,SHIZHONGTUCHUXIAOWEIJINRONGZHANLVEDINGWEI,SHENRUTUIJIN“XIAOWEIJINRONG3.0”MOSHI,QIANGHUAKEQUNZONGHEJINGYING,TISHENGSHUJUYUXITONGDUIYEWUDEZHICHENG,ZENGQIANGXIAOWEIJINRONGXIANSHANGHUA、ZONGHEHUAFUWUNENGLI。JIEZHI2019NIAN6YUEMO,QUANXINGXIAOWEIDAIKUAN4249.55YIYUAN,BISHANGNIANMOZENGJIA180.17YIYUAN。


  XINYONGKAYEWUFANGMIAN,ZHONGGUOMINSHENGYINXINGZHASHITUIJINXINYONGKAYEWUMOSHIZHUANXING,WEIRAOQIANXIKEQUN、GAOSHOUYIKEQUN、GAODUANKEQUNDENGMUBIAOJIAZHIKEQUN,TISHENGJINGZHUNHUOKESHUIPING。SHANGXIANCHANGJINGJINRONGYEWUXITONG,JIANLILEJIYUXIANSHANG、XIANXIAYOUZHISHANGHUDECHANGJINGHUAHUOKE、FENQI、TEHUIYEWUTIXI,YEWUXIAOLVJIKEHUTIYANYENEILINGXIAN。JIEZHI2019NIAN6YUEMO,QUANXINGXINYONGKAFAKASHU5427.03WANZHANG;2019NIANSHANGBANNIANXINZENGFAKA472.31WANZHANG,SHIXIANJIAOYIE11934.14YIYUAN,YINGSHOUZHANGKUANYUE4170.40YIYUAN,BISHANGNIANMOZENGCHANG6.05%。


  SIRENYINXINGYEWUFANGMIAN,ZHONGGUOMINSHENGYINXINGSHENRUTUIJINCAIFUGUANLIYEWUDEKEHUFENCENGGUANLITIXIGAIGE、QIYEJIAKEQUNZONGHEFUWUYUGONGSILIANDONGJIZHIGAIGE、SHUNYINGZIGUANXINGUIXIADECHANPINTIXIGAIGE,TISHENGCHANPINPEIZHINENGLI,YOUHUAXIAOSHOUQUDAOJIANSHE,ZHULIDAZAOZHIHUISIYINYAN。JIEZHI2019NIAN6YUEMO,SIRENYINXINGDABIAOKEHUSHU20382HU,JIAOSHANGNIANMOZENGCHANG5.88%;JINRONGZICHANGUANLIGUIMO3774.87YIYUAN。


  SHEQUJINRONGYEWUFANGMIAN,ZHONGGUOMINSHENGYINXINGQUANMIANTUIJINSHEQUJINRONGSHANGYEMOSHISHENGJI,TUIDONGSHEQUWANGDIANCHIXUJIANKANGJINGYING。JIEZHI2019NIAN6YUEMO,CHIYOUPAIZHAODESHEQUZHIXING1254JIA,XIAOWEIZHIXING153JIA;SHEQU(XIAOWEI)ZHIXINGJINRONGZICHANYUE2667.34YIYUAN,WANGJUNJINRONGZICHAN1.90YIYUAN,KEHUSHUDA653.67WANHU。


  三是金融市場板塊,购彩平台官网中國民生銀行合理安排投資業務增長,提升投資業務效率。截至2019年6月末,全行交易和銀行賬簿投資凈額21,605.64億元,比上年末增加2,061.82億元,增幅10.55%;交易和銀行賬簿投資凈額在總資產中占比較上年末上升1.51個百分點。


  TONGYEYEWUFANGMIAN,ZHONGGUOMINSHENGYINXINGJIANCHIKEQUNHECHANPIN“SHUANGLUNQUDONG”,ZUOYOUTONGYEYEWUJIEGOU,SHIXIANTONGYEYEWUWENJIANFAZHAN。JIEZHI2019NIAN6YUEMO,TONGYEFUZHAIGUIMO16560.14YIYUAN,BISHANGNIANMOZENGCHANG2.50%;TONGYEZICHANGUIMO3335.25YIYUAN,BISHANGNIANMOJIANSHAO1.19%;2019NIANSHANGBANNIANFAXINGTONGYECUNDAN265QI,LEIJIFAXINGGUIMO3887.56YIYUAN;YUE4651.80YIYUAN,JIAOSHANGNIANMOZENGCHANG6.70%。


  ZICHANTUOGUANYEWUFANGMIAN,ZHONGGUOMINSHENGYINXINGJIJIBAWOLICAIJINGZHIHUAZHUANXINGDEZHANLVEJIYU,ZHONGDIANBUJUGONGMUJIJIN、YINXINGLICAI、ZICHANZHENGQUANHUADENGTUOGUANCHANPIN,SHIXIANZICHANTUOGUANYEWUKUAISUFAZHAN。JIEZHI2019NIAN6YUEMO,QUANXINGZICHANTUOGUANGUIMOYUE93491.26YIYUAN,YANGLAOJINYEWUTUOGUANGUIMOWEI4353.68YIYUAN,GUANLIGERENZHANGHUSHULIANG18.08WANHU。


购彩平台官网   LICAIYEWUFANGMIAN,ZHONGGUOMINSHENGYINXINGJIJITUIDONGLICAICHANPINJINGZHIHUAZHUANXING,FENGFUJINGZHIXINGCHANPINXILIE,JINGZHIXINGCHANPINGUIMOCHIXUZENGCHANG、PUXIBUDUANJIANQUAN。JINMIWEIRAOGUOJIAZHONGDAZHANLVE,TONGGUOLICAIZIJINZHIJIEHUOJIANJIECANYUDUOZHONGJINRONGGONGJU,DINGLIZHICHISHITIJINGJIFAZHAN。JIEZHI2019NIAN6YUEMO,QUANXINGLICAICHANPINCUNXUGUIMO8641.28YIYUAN。


  GUIJINSHUJIWAIHUIJIAOYIFANGMIAN,2019NIANSHANGBANNIANZHONGGUOMINSHENGYINXINGCHANGNEIHUANGJINJIAOYILIANG1543.67DUN,BAIYINJIAOYILIANG3458.91DUN,JIAOYIJINE4678.42YIYUAN,WEISHANGHAIHUANGJINJIAOYISUOQIAN5DAJIAOYISHANG,YESHISHANGHAIQIHUOJIAOYISUOZUIWEIHUOYUEDEZIYINGJIAOYISHANGZHIYI、GUONEIZHONGYAODEDAEHUANGJINJINKOUSHANGZHIYI。2019NIANSHANGBANNIAN,QUANXINGJINGNEIJIQIJIESHOUHUIJIAOYILIANG3278.58YIMEIYUAN,TONGBIZENGCHANG19.18%;RENMINBIWAIHUIQIQUANJIAOYILIANG588.30YIMEIYUAN,JIAOYILIANGZAITONGYEZHONGPAIMINGDI4。


  四是網絡金融板塊,中國民生銀行強化“科技金融的銀行”戰略實施力度,積極探索應用前沿金融科技,持續創新直銷銀行、零售網絡金融、公司網絡金融、網絡支付等產品服務體系,網絡金融整體服務能力提升明顯,市場規模和品牌影響力穩居商業銀行第一梯隊。截至2019年6月末,直銷銀行客戶數2406.29萬戶,管理金融資產1272.38億元;個人電子銀行客戶數5210.54萬戶,企業網銀簽約客戶126.28萬戶,跨行通客戶數439.56萬戶。2019年上半年,個人電子銀行客戶交易筆數1.71億筆,交易金額3.24萬億元;跨行通累計交易量411.69億元,網絡支付累計交易量3.29萬億元,客戶交易活躍度保持行業領先。


  五是海外業務板塊,中國民生銀行香港分行不斷完善公司、金融市場、私人銀行及財富管理三大業務,銀團貸款、并購貸款、結構化融資等投行類業務實現良好發展。截至2019年6月末,香港分行債券投資余額595.45億港元,中資境外債券承銷規模全球排名上升至16位,城投類美元債承銷規模躍居市場第一位;個人財富管理客戶開戶數突破5萬戶,存款達40.80億港元。


  六是綜合化經營方面,购彩平台官网中國民生銀行建立了“一個民生”協同體系,推動各業務板塊間、各經營機構間、母行和各附屬公司之間的交叉銷售與協同。民生金融租賃聚焦飛機、船舶、車輛三大戰略領域,搭建了經營性租賃、融資租賃、資產交易三大體系。民生加銀基金中長期投資業績優異,贏得了投資者和業界對投資能力和綜合實力的充分肯定。民生加銀資管發展勢頭良好,2019年6月末資產管理規模達552.11億元。作為中國民生銀行在香港設立的全資子公司,民銀國際實現了證券承銷與發行、香港上市保薦、并購重組財務顧問等業務較快增長,打造了投資銀行服務品牌。29家民生村鎮銀行不斷優化管理體系和機制,完善科技系統功能,成為中國民生銀行品牌與服務在縣域的有效延伸。


  23NIANLAI,ZHONGGUOMINSHENGYINXINGZAIJINGJIJINRONGZHUANXINGBIANGEDEDACHAOZHONGBAMOFANGXIANG、JUHEZIYUAN、CHUANGXINQIUBIAN、TANLUQIANXING,SHIXIANLEGUIMOHEXIAOYICHIXUZENGCHANG。JIEZHI2019NIAN6YUEMO,ZHONGGUOMINSHENGYINXINGZONGZICHANGUIMO63406.58YIYUAN,BISHANGNIANMOZENGJIA3458.36YIYUAN;2019NIANSHANGBANNIANSHIXIANJINGLIRUN316.23YIYUAN,TONGBIZENGJIA20.05YIYUAN。


  23NIANLAI,ZHONGGUOMINSHENGYINXINGJIANCHIYIGANENZHIXINHUIKUISHEHUI,QINGQINGKAIZHANJINGZHUNFUPIN,TANSUOJIANLILEYIJIAOYUFUPIN、JIANKANGFUPIN、JINENGFUPIN、DANGJIANFUPIN、JINRONGFUPIN、CHANYEFUPIN、XIAOFEIFUPIN、DIANSHANGFUPIN、JIUYEFUPINWEIZHUYAOTESEDE“JIUWEIYITI”FUPINMOSHI。TONGSHI,CHIXUKAIZHAN“MEGONGYICHUANGXINZIZHUJIHUA”、BAINIANJUJIANG、MEILIXIANGCUN、XIANXINBINGERTONGJIUZHIDENGTESEGONGYIHUODONG,CHENGWEIJINRONGFANBUSHEHUIDEZHONGYAOCANYUZHEHETUIDONGZHE。


购彩平台官网   ZHANWANGWEILAI,ZHONGGUOMINSHENGYINXINGJIANGYIXIJINPINGXINSHIDAIZHONGGUOTESESHEHUIZHUYISIXIANGWEIZHIDAO,SHENRUGUANCHELUOSHIDANGDESHIJIUDAJINGSHENHEQUANGUOJINRONGGONGZUOHUIYIJINGSHEN,RUIYIGAIGECHUANGXIN,QUANMIANZHANLVEZHUANXING,NULIJIANSHECHENGWEIYIJIATESEXIANMING、JIAZHICHENGCHANG、CHIXUCHUANGXINDEBIAOGANXINGYINXING,SHIXIAN“CHANGQINGYINXING、BAINIANMINSHENG”DEHONGWEIYUANJING,WEIKEHUCHUANGZAOGENGDAJIAZHI,WEITOUZIZHESHIXIANGENGGAOHUIBAO。

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版權所有:中國民生銀行 京ICP備05020372號
版權所有:中國民生銀行 京ICP備05020372號